MarloByDesign has a wealth of knowledge and experience dealing with everything financial.
During this tough economy – the goal of sharing information on this site – is to teach people how to live frugally without sacrifice. You can save money everyday, and still live a great life. Let us clarify the difference between being frugal and being cheap.
According to the Merriam-Webster dictionary, a frugal person is “characterized by or reflecting economy in the use of resources”, whereas a cheap person is characterized by being “stingy”. You can conserve and save money, without being cheap.
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Thank you!

Great Job! Beautiful design!
Thank you so much! That means so much to me.
Sounds like you know what you are talking about…do you have an email list I can join?
People like you brighten up my day. Thanks for taking the time.
Thank you Kevrell – it is my pleasure to teach people about money.