About Marlo

MarloByDesign has a wealth of knowledge and experience dealing with everything financial.

During this tough economy – the goal of sharing information on this site – is to teach people how to live frugally without sacrifice. You can save money everyday, and still live a great life. Let us clarify the difference between being frugal and being cheap.

According to the Merriam-Webster dictionary, a frugal person is “characterized by or reflecting economy in the use of resources”, whereas a cheap person is characterized by being “stingy”. You can conserve and save money, without being cheap.

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Great Job! Beautiful design!